For some people normal is finishing high school and then attending a city, state, or private university for four or more years with maximum loans and minimal scholarships.
For a subset of those people, normal is also going on to graduate school without really knowing if it is worth the expenditure and deciding to foot most or all of the bill (rather than having an employer pay for it or save up for it ahead of time).
3. Now we're going to pay off our student loans. By my calculations it will take a little less time than the emergency fund, and a little more time than the credit card debts. But I know we can do it.
How weird are you?